27/9/2011 股市分享

stocks

今天股市反彈, 心裡都好過一點, 於是沽了一手國際煤機(HK:1683)套現, 始終我認為十月及十二月還有機會以更平的價錢再買她, 相反農行(HK:1288), 現正候機會多買三手。

現持股比例下降至66.2%

另外, 每天跌一兩毫的市況實在很難熬, 所以計劃十月下旬會套現一點資金出來十一月去旅行散心。

共勉之

 

 

[轉貼] Steve Jobs : Stay Hungry, stay foolish

今天放假, 股票已經不太想留意, 於是奪門出去散步, 經過中環那個偽天星碼頭, 見到有一疊「爽報」, 姑且一看,

誰知被一版全版關於Steve Job的講稿吸引著, 覺得很有意思, 排版那位真的很有幽默感, 要人們潔淨心靈後才去看那些所謂意淫, 不堪入目的。

於是, 我一直看到登船, 椅子還未坐暖已經到達尖沙嘴天星碼頭了, 回頭看看對岸的IFC, 心想:「到底有多少人知道Steve Jobs是何許人?」

(From : Apple Opens First Hong Kong Store as Retail Spending Surges ,  Blomberg)

 當日演講內容:

www.youtube.com/watch

 


 

'You've got to find what you love,' Jobs says

This is a prepared text of the Commencement address delivered by Steve Jobs, CEO of Apple Computer and of Pixar Animation Studios, on June 12, 2005.

 

I am honored to be with you today at your commencement from one of the finest universities in the world. I never graduated from college. Truth be told, this is the closest I've ever gotten to a college graduation. Today I want to tell you three stories from my life. That's it. No big deal. Just three stories.

The first story is about connecting the dots.

I dropped out of Reed College after the first 6 months, but then stayed around as a drop-in for another 18 months or so before I really quit. So why did I drop out?

It started before I was born. My biological mother was a young, unwed college graduate student, and she decided to put me up for adoption. She felt very strongly that I should be adopted by college graduates, so everything was all set for me to be adopted at birth by a lawyer and his wife. Except that when I popped out they decided at the last minute that they really wanted a girl. So my parents, who were on a waiting list, got a call in the middle of the night asking: "We have an unexpected baby boy; do you want him?" They said: "Of course." My biological mother later found out that my mother had never graduated from college and that my father had never graduated from high school. She refused to sign the final adoption papers. She only relented a few months later when my parents promised that I would someday go to college.

And 17 years later I did go to college. But I naively chose a college that was almost as expensive as Stanford, and all of my working-class parents' savings were being spent on my college tuition. After six months, I couldn't see the value in it. I had no idea what I wanted to do with my life and no idea how college was going to help me figure it out. And here I was spending all of the money my parents had saved their entire life. So I decided to drop out and trust that it would all work out OK. It was pretty scary at the time, but looking back it was one of the best decisions I ever made. The minute I dropped out I could stop taking the required classes that didn't interest me, and begin dropping in on the ones that looked interesting.

It wasn't all romantic. I didn't have a dorm room, so I slept on the floor in friends' rooms, I returned coke bottles for the 5¢ deposits to buy food with, and I would walk the 7 miles across town every Sunday night to get one good meal a week at the Hare Krishna temple. I loved it. And much of what I stumbled into by following my curiosity and intuition turned out to be priceless later on. Let me give you one example:

Reed College at that time offered perhaps the best calligraphy instruction in the country. Throughout the campus every poster, every label on every drawer, was beautifully hand calligraphed. Because I had dropped out and didn't have to take the normal classes, I decided to take a calligraphy class to learn how to do this. I learned about serif and san serif typefaces, about varying the amount of space between different letter combinations, about what makes great typography great. It was beautiful, historical, artistically subtle in a way that science can't capture, and I found it fascinating.

None of this had even a hope of any practical application in my life. But ten years later, when we were designing the first Macintosh computer, it all came back to me. And we designed it all into the Mac. It was the first computer with beautiful typography. If I had never dropped in on that single course in college, the Mac would have never had multiple typefaces or proportionally spaced fonts. And since Windows just copied the Mac, it's likely that no personal computer would have them. If I had never dropped out, I would have never dropped in on this calligraphy class, and personal computers might not have the wonderful typography that they do. Of course it was impossible to connect the dots looking forward when I was in college. But it was very, very clear looking backwards ten years later.

Again, you can't connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something — your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.

My second story is about love and loss.

I was lucky — I found what I loved to do early in life. Woz and I started Apple in my parents garage when I was 20. We worked hard, and in 10 years Apple had grown from just the two of us in a garage into a $2 billion company with over 4000 employees. We had just released our finest creation — the Macintosh — a year earlier, and I had just turned 30. And then I got fired. How can you get fired from a company you started? Well, as Apple grew we hired someone who I thought was very talented to run the company with me, and for the first year or so things went well. But then our visions of the future began to diverge and eventually we had a falling out. When we did, our Board of Directors sided with him. So at 30 I was out. And very publicly out. What had been the focus of my entire adult life was gone, and it was devastating.

I really didn't know what to do for a few months. I felt that I had let the previous generation of entrepreneurs down - that I had dropped the baton as it was being passed to me. I met with David Packard and Bob Noyce and tried to apologize for screwing up so badly. I was a very public failure, and I even thought about running away from the valley. But something slowly began to dawn on me — I still loved what I did. The turn of events at Apple had not changed that one bit. I had been rejected, but I was still in love. And so I decided to start over.

I didn't see it then, but it turned out that getting fired from Apple was the best thing that could have ever happened to me. The heaviness of being successful was replaced by the lightness of being a beginner again, less sure about everything. It freed me to enter one of the most creative periods of my life.

During the next five years, I started a company named NeXT, another company named Pixar, and fell in love with an amazing woman who would become my wife. Pixar went on to create the worlds first computer animated feature film, Toy Story, and is now the most successful animation studio in the world. In a remarkable turn of events, Apple bought NeXT, I returned to Apple, and the technology we developed at NeXT is at the heart of Apple's current renaissance. And Laurene and I have a wonderful family together.

I'm pretty sure none of this would have happened if I hadn't been fired from Apple. It was awful tasting medicine, but I guess the patient needed it. Sometimes life hits you in the head with a brick. Don't lose faith. I'm convinced that the only thing that kept me going was that I loved what I did. You've got to find what you love. And that is as true for your work as it is for your lovers. Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven't found it yet, keep looking. Don't settle. As with all matters of the heart, you'll know when you find it. And, like any great relationship, it just gets better and better as the years roll on. So keep looking until you find it. Don't settle.

My third story is about death.

When I was 17, I read a quote that went something like: "If you live each day as if it was your last, someday you'll most certainly be right." It made an impression on me, and since then, for the past 33 years, I have looked in the mirror every morning and asked myself: "If today were the last day of my life, would I want to do what I am about to do today?" And whenever the answer has been "No" for too many days in a row, I know I need to change something.

Remembering that I'll be dead soon is the most important tool I've ever encountered to help me make the big choices in life. Because almost everything — all external expectations, all pride, all fear of embarrassment or failure - these things just fall away in the face of death, leaving only what is truly important. Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart.

About a year ago I was diagnosed with cancer. I had a scan at 7:30 in the morning, and it clearly showed a tumor on my pancreas. I didn't even know what a pancreas was. The doctors told me this was almost certainly a type of cancer that is incurable, and that I should expect to live no longer than three to six months. My doctor advised me to go home and get my affairs in order, which is doctor's code for prepare to die. It means to try to tell your kids everything you thought you'd have the next 10 years to tell them in just a few months. It means to make sure everything is buttoned up so that it will be as easy as possible for your family. It means to say your goodbyes.

I lived with that diagnosis all day. Later that evening I had a biopsy, where they stuck an endoscope down my throat, through my stomach and into my intestines, put a needle into my pancreas and got a few cells from the tumor. I was sedated, but my wife, who was there, told me that when they viewed the cells under a microscope the doctors started crying because it turned out to be a very rare form of pancreatic cancer that is curable with surgery. I had the surgery and I'm fine now.

This was the closest I've been to facing death, and I hope it's the closest I get for a few more decades. Having lived through it, I can now say this to you with a bit more certainty than when death was a useful but purely intellectual concept:

No one wants to die. Even people who want to go to heaven don't want to die to get there. And yet death is the destination we all share. No one has ever escaped it. And that is as it should be, because Death is very likely the single best invention of Life. It is Life's change agent. It clears out the old to make way for the new. Right now the new is you, but someday not too long from now, you will gradually become the old and be cleared away. Sorry to be so dramatic, but it is quite true.

Your time is limited, so don't waste it living someone else's life. Don't be trapped by dogma — which is living with the results of other people's thinking. Don't let the noise of others' opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.

When I was young, there was an amazing publication called The Whole Earth Catalog, which was one of the bibles of my generation. It was created by a fellow named Stewart Brand not far from here in Menlo Park, and he brought it to life with his poetic touch. This was in the late 1960's, before personal computers and desktop publishing, so it was all made with typewriters, scissors, and polaroid cameras. It was sort of like Google in paperback form, 35 years before Google came along: it was idealistic, and overflowing with neat tools and great notions.

Stewart and his team put out several issues of The Whole Earth Catalog, and then when it had run its course, they put out a final issue. It was the mid-1970s, and I was your age. On the back cover of their final issue was a photograph of an early morning country road, the kind you might find yourself hitchhiking on if you were so adventurous. Beneath it were the words: "Stay Hungry. Stay Foolish." It was their farewell message as they signed off. Stay Hungry. Stay Foolish. And I have always wished that for myself. And now, as you graduate to begin anew, I wish that for you.

Stay Hungry. Stay Foolish.

Thank you all very much.

news.stanford.edu/news/2005/june15/jobs-061505.html

=====================================================================

「假如今天是生命最後一天, 你會怎樣做?」

電影<Source Code>又是差不多道理, 「假如生命只剩一分鐘, 你會怎樣做?」, 很浪漫, 很灑脫。

若果是我, 我會跟自己喜愛的朋友說, 我愛你們, 對我討厭的人說不要那麼早死, 因為你下來就是我的復仇時間。

 

[轉貼] 黃金的用途

巴菲特說如果將全世界的黃金集合一起, 只是一個金色的方塊, 事實上黃金是否真的一無是處? 我孤陋寡聞, 只知道黃金有好的導電體和可以製成外婆的「金牙」......哈哈!

於是我找來一篇文章, 大家一起進步。

===================================================================

http://www.xjkytz.com/jinkuangtanmi/200810/29-558.html

黃金用于工業技術方面的時間,只有幾十年,隨著現代工業、農業和航天電子工業以及信息技術、新能源、新材料的迅速發展,為黃金的應用開拓了廣泛的領域。博伊爾在《金的地球化學及金礦床》的專著中,稱1950年以後為“金的工業時期”。

一、金在電子工業中的應用
 
由于金具有優異的穩定性,良好的導電導熱性能,因此使金在電子工業上的用途愈來愈廣泛。宇航技術的發展,要求穩定程度很高的無線電電子元件愈來愈多,如高級真空管的塗料,特種用途的電力接頭,特種精密電子儀器中用的拉絲導線,電鍍金的高頻導體以及高溫焊接用金合金。在計算機、收音機、電視機、收錄機等方面用的塗金集成電路等。據報道,1987年全世界電子工業需求量123t,佔總需求量的7.7%。
 
二、金在化學工業中的應用
 
在化學工業中,也有獨特的用途,如核化工廠用的材料,人造纖維類工廠用的合金噴絲頭等。
 
三、金在宇航工業中的應用
在航天工業中,金的用途也在發展與開拓之中。飛機和其他空間運輸工具中用的鍍金紅外裝置和熱反射器,噴氣發動機和火箭發動機用塗金防熱罩或熱遮護板以及飛機、汽車、輪船等交通工具塗有薄層金的熱擋玻璃等。
 
四、金在傳統工業中應用
 
鑲牙業、照相和制筆等傳統工業中,黃金的應用仍具有一定的消耗量。金在科學技術上的應用,正處在不斷開發中。日本某大學原子能研究所秋洪良三發現金晶體堆積,可構成超導薄膜。預計,隨著科學的發展和新技術不斷出現,黃金的應用領域將不斷擴大。
 
自人類開採黃金以來到1986年為止,世界累計開採黃金10.77萬t。這些黃金的大部分以各種形式存在于世間。有人估計其中40%是以各種鑲金珠寶、貨幣保存著;有40%以金錠的形式儲存在各國金庫中;另有20%被損失和被工業消耗掉。估計私人擁有黃金量(包括金條、金幣和珠寶等)同官方的黃金儲備數一樣多。
 
1985年底世界黃金儲備量為65315t,其中官方黃金儲備最多的是美國,達8220t,私人儲備量最多是法國,為6251t。印度和美國的私人儲備量都為3732t。

三個學生

學生一 

 

由於公司互聯網太累需要休息的關係, 我整天都以免提聽著收音機, 聽到耳朵快要流濃了, 當中每一小時的新聞報導都報著死因庭研訊一名就讀東涌天主教學校在早會其間跳樓的學生的死因, 就零碎的資料腦裡生出許多問題:

 

1) 他向朗誦老師表示:「呢度跳落去只係七秒」, 為何該老師找的不是物理老師而是訓導老師? 

 

2) 他在個人網誌聲稱自小就聽到世界不同聲音, 知道其他人的想法,為了不想別人覺得他不正常, 一直隱藏自己。如果他說的是事實, 那麼我們這些凡夫俗子便集體謀殺了這位超能人?

 

3) 偏在「敬師日」這個莊嚴神聖的日子, 直斥其他同學「廢」, 又指被同班同學視為垃圾, 實在是六月飛霜當中一定有莫大的冤情! 但學校卻因其舉動令老師及學生「好嬲」所以記他大過。請問此舉跟被賊人以軍刀刺殺原因是我其搶劫的過程中不合作還喊救命?

 

追加問題, 請問出來社會做事要跟一班廢如垃圾的同事, 我憤怒也不應該? 其實我才是苦主, 法官大人!

 

==============================================

 

學生二

 

全靠"行動的力量"這書令到「游泳」這個行為, 完完全全殖入我每天的日程,

 

話雖如此, 今次是不同的, 下班後匆匆乘那班789等到嘔的公車,

 

下車後匆匆到游泳池的更衣室裡找一個我非常熟悉的儲物櫃號碼 ------ 291

 

正當我把褲子退下, 我便聽到對面那三位血氣方剛的男生在高談闊論,

 

內容大意是:學生A:「xxxx, Miss x , 開左學兩個幾禮拜之嗎就咁x 殘......xxxx」學生B:「x你, onx啦! Miss x 仲x殘啦! x你!」

 

這一刻我明白到, 原來暗瘡數量跟髒話多寡是成正比, 我們不是學生, 是統計學家!

 

那兩位被X的老師老師, 你們的犧牲是絕對值得! 少少的苦楚換來明日的棟樑!

 

香港有救了!

 

=================================================

學生三

 

他是位三年前因不清楚自己喜愛什麼科目結果選修了BBA和Social Sciences的年青人,

 

他道出教育制度的荒誕, 沒錯, 其實短短數小時, 50題MC, 若干條問題不足以衡量一個人的智識,

 

但科學就是一門不停更新的科目, 因為沒有比現存的制度更好的替代, 所以姑且便將就一下,

 

反正我們尊貴的掌權者也不亦樂乎, 看不出有什麼問題(當權的最憎恨智識分子), 看出問題的只敢怒不敢言, 敢言的那位昨年也跳樓身亡了......

 

然而, 我認為他對於工作看得太簡單, 工作不只是賺錢, 工作就是一個沒有guideline驚濤駭浪的環境下, 以閣下有限的智識去生存, 如何在這環境令自己強壯, 想生存還是長埋海底, 適隨尊便。

 

結論:

 

如果他於四年前肯花百多元看看他的演出, 說不定他的命運會改寫:

 

www.youtube.com/watch

蟹民心態

 

這份成績表比上星期那份還差, 一覺醒來, 恆指已跌了七百多點, 本人持有的農行 (HK:1288)已穿了$3去到$2.91......心情當然不好, 曾閃過狠下心腸盡沽股票再買張單程機票到台灣風花雪月。

經歷數秒幻想後狠跌一交回到人間, 理性的想這是外圍環境作崇, 實在不應在此沽貨, 反而應收集資金密謀於最壞的情況下入市, 打開股票戶口, 發現只得千多塊錢, 再打開ebanking戶口發現只得四千塊可動用的資金, 加起來只只得五千元, 五千元有這景氣下實在作不到什麼事情。

還相信存股致富的我這一刻反而想存ETF如A50中國 (HK:2823)和X領先台灣ETF (HK:2837), 且看明天事態發展。

 

 

 

 

烏合之眾--為什麼「我們」會變得瘋狂、盲目、衝動? 讓你看透群眾心理的第一書

 

第一次看到這本書是從財經雜誌裡看到, 封面以波點組成, 有點相交一起, 有點漫無目的自己有浮遊, 我想這是表現人類的個性嗎(或者我是想太多)?

 
據說這書對我的偶象希特拉影響很深, 他以這書對於群體宣傳的方法作參考, 翻看這書(已完成一半)確實是這樣! 
 
書中出現小酒館, (希特拉就是在啤酒館政變), 書中也告訴我們如何出為煽動者, 他不需要準確的邏輯, 卻需要誇張的情感, 需要簡單明確的信息, 信息裡越涉及一些模糊的概念(如: 自由, 民主)越好。就些小小的例子從近到遠, 誰是煽動者? 在香港, 我想到黃毓民, 每次論政都是先聲奪人, 人未到聲先到, 以大聲來壓到對手, 以「無恥」來對付對手, 在美國, 非奧巴馬莫屬, 我想大部人除了記得他一句"CHANGE"外, 其他政論似乎都不會記得。最近聽到個則笑話, 奧巴馬之所以叫"Change", 是因為想外國為其「找換」因change的第二解釋是「找換」。   
 
這本書很有魔力, 買了兩天已看了一半, 她說填鴨式教育如何抑材貶能, 倒模復製學生將來進入政府成為公務員, 1895年的書在2011年也能準確預測今天的情況! 早兩天聽朋友間聊天, 朋友甲說要做公務員, 追問為何要做公務員, 他說因是鐵飯碗, 薪高糧準。依我所見, 他真的做了公務員, 他的人生也完了, 公務員完全扼殺人的夢想, 創意, 做公務員實在跟做螺絲無異。
 
自己於大學也主修心理學, 當中有一短時間學到Conformity (從眾心理) , 原來小到六個人便可以令人改變思想, 例子有, 在六個學生是同夥, 他們會說一致的答案, 然後實驗工作人員會模彷教師問這六個學生和參與實驗對象, 例如老師問「1 + 1 =?」, 同夥一至同夥六都會說是3, 那最後的參與者會礙於群眾壓力說出3的答案。 
 
第二個例子是, 只要有足夠人數的人在街上抑望天空, 其他路人也會不約同向著他們的方向望, 群體心理, 有趣嗎?